FT3 Pay: Payment Processing for the Travel Industry

Seamless, compliant payments for online travel agents, tour operators, and platforms— integrated global payment methods and processing options. Learn more about FT3 PAY zero cost processing plans for OTA’s.

See How It Works
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Tailored for Online Travel Agencies and Booking Platforms

  • Travel Agencies & Tour Operators

    Secure bookings, deposits, and refunds.

  • Booking Sites & Platforms

    Handle high-volume, cross-border payments efficiently.

  • Hotel & Experience Platforms

    Integrate POS or online payments with stay or activity bookings.

Payment Tools Built for Travel’s Complexity

  • Red outline icons of different currency symbols, including the dollar, euro, pound, and yen, interconnected.

    Cross-border payments with smart FX

  • Merchant accounts for travel agents

    Merchant accounts for travel agents

  • Outline of a medal with a star in the center and two ribbons hanging below.

    Support for payment plans and partial deposits (e.g. Pay Later)

  • Real-time settlement to partners (hotels, suppliers)

  • Modular integrations with cart platforms and plugins

    Chargeback and refund management tailored to travel complexity

  • Flexible payment methods: credit, ACH, wallets

From Booking to Settlement Streamlined

How it works

  1. Connect FT3 Pay via API

  2. Accept global payments and deposits

  3. Support pay-over-time or flexible plans

  4. Reconcile and remit funds to vendors quickly

  5. Monitor transactions, chargebacks, and revenue—all in one dashboard

Elevating Travel Payments with Trust & Flexibility

  • High-value booking support with fast settlement

  • Secure payment infrastructure trusted by travel partners High Risk Pay

  • Built-in tools for refund and chargeback resilience

  • BNPL and pay-later support for enhanced conversion

 Secure, Compliant, and Reliable

Line drawing of three Euro and dollar coins with downward arrows, indicating a decrease in currency or value.

  • PCI DSS compliance for high-value travel transactions

  • Specialized anti-fraud and chargeback prevention

  • Secure refunds and partial payment reconciliation for bookings

Tech-Ready for Travel Platforms

  • API & widget payment integrations

  • Sandbox for testing high-value workflows

  • Optimized for mobile-first travel bookings

Flexible Plans Built for Your Business

Every business is different — your pricing should be, too.

We take the time to understand your model, transaction volume, and growth goals to create a plan that fits. Whether you’re scaling, replatforming, or launching something new, we’ll tailor a solution that keeps costs efficient and performance high.

Let’s Build Your Custom Plan

Pricing Disclaimer

All FT3 PAY pricing is subject to scope of services, transaction volume, and solution complexity. Final pricing will vary based on business model, region, PSP mix, and integration depth. Card rates reflect blended average fees. Additional costs may apply for optional features or treasury services.

 Trusted by Travel Leaders

  • World map highlighting a route from a location in South America to Greece in Europe.

    “We saved over $180K in acquiring fees within the first 6 months thanks to FT3 PAY’s smart routing and direct PSP integrations. What stood out was how fast we were able to go live — we went from contract to launch in under 30 days.”

    — Leah M., VP of eCommerce, NovaCart

    Premium D2C Home Goods
    Region: US, expanding to Europe

  • World map with a red arrow from the United States to China

    “We finally feel in control. FT3 PAY gave us the flexibility to add new providers with zero disruption and no dev backlog. We plugged in a backup PSP for Asia-Pacific in just a few hours. Their platform is modular, intuitive, and built for scale.”

    — Omar P. CTO, LevelUp Gaming

    Online Gaming Marketplace
    Region: North America + Southeast Asia

  • World map showing a flight route from New York, USA to Paris, France with a red arrow.

    “Expanding into the US felt daunting until we partnered with FT3 PAY. They helped us navigate local banking relationships, identify the right payment partners, and launch a compliant, localized checkout experience.Within months, our online sales in the US grew by over 40%, and we were able to offer a seamless shopping experience across two continents.”

    — Juliette M., Chief Digital Officer, Maison Aurelle

    Luxury Skincare & Wellness
    Region: France → Expanding into US

  • World map highlighting the United States with a red and white circle.

    “We knew our payments setup was outdated, but we didn’t know where to begin. FT3 PAY helped us cut through the complexity — giving us clear options, faster onboarding with best-fit providers, and better pricing across the board.We launched our new eCommerce platform in half the time we expected, and now we have the foundation in place to expand internationally when the time is right.”

    — Daniel C. Director of Operations, FastFleet Supply Co.

    B2B Industrial & Auto Parts
    Region: US

 Your Travel Payment Questions Answered

  • A travel payment gateway allows agencies to accept and process payments securely for bookings, deposits, and add-ons. It supports multiple payment methods and currencies while managing risk and chargebacks

  • Travel agencies use PCI-compliant payment processors that offer fraud detection, tokenization, and secure checkout flows—minimizing chargeback exposure and protecting customer data.

  • Essential features include support for cross-border payments, multiple currencies, payment plans (e.g., deposits or installments), merchant accounts for agencies, and chargeback management tools.

  • Yes. Most travel-focused processors allow flexible payment options, including initial deposits, pay-over-time plans, and final balance collection prior to travel or check-in.

  • Absolutely. Modern travel payment platforms support multi-currency transactions with real-time FX conversion, allowing travelers to pay in their preferred currency.

  • Using a specialized travel payment processor with built-in fraud scoring, 3DS authentication, and real-time alerts can help reduce chargebacks—especially for high-ticket, international bookings.

  • A travel merchant account is tailored to high-risk industries like travel, offering customized underwriting, faster settlement timelines, and tools to manage complex refund or cancellation policies.

  • Yes. Many providers offer lightweight integrations via APIs, hosted widgets, or plugins that work with existing booking engines, CMSs, or travel software systems.

  • Travel payment processors offer advanced refund handling, including partial or full refunds, with smart reconciliation logic—ensuring accurate tracking across travelers, vendors, and partners.

  • Yes. Travel payment platforms like FT3 Pay are designed to handle high-volume, cross-border transactions for airlines, online travel agencies (OTAs), hotel platforms, and tour operators.