FT3 Pay: Marketplace Payment Platform That Scales with You

A complete payment processing solution for marketplaces—designed to handle split payments, merchant onboarding, and global payouts with compliance and speed.

Icon of hand with money and success

Built for Multi-Vendor Marketplaces and Digital Platforms

 FT3 Pay simplifies marketplace payments for every business model.

  • Product & Service Marketplaces

    Handle vendor payouts, fees, and marketplace transactions with ease.

  • SaaS Platforms

    Offer integrated payment solutions for marketplaces with sub-accounts and revenue sharing.

  • B2B Marketplaces

    Manage high-volume invoices, payment routing, and financing options.

  • Online Marketplaces in Regulated Spaces

    Power secure payments on marketplaces with full KYC/KYB.

Everything You Need to Power Marketplace Payments

  • Modular integrations with cart platforms and plugins

    Split Payments Across Vendors

    Automate marketplace split payments and fee deduction logic.

  • Outline of a medal with a star in the center and two ribbons hanging below.

    Sub-Merchant Onboarding

    Seamless KYC/KYB checks to onboard your marketplace merchants.

  • Escrow & Milestone Payouts

    Hold funds until conditions are met—ideal for transactional marketplaces.

  • Red outline icons of different currency symbols, including the dollar, euro, pound, and yen, interconnected.

    Global Payouts & Currency Conversion –

    Send payments in 130+ currencies with real-time FX.

  • Red triangular warning sign with an exclamation mark inside.

    Integrated Tax & 1099 Reporting

    Simplify vendor tax handling across jurisdictions.

  • Mobile-first checkout UI and optimization

    Chargeback & Dispute Management

    Protect your payment marketplace with built-in risk tools.

  • Real-Time Analytics

    Track marketplace pay, fees, volume, and settlements.

Marketplace Payments Made Simple

How it works

  1. Connect FT3 Pay to your platform or website

  2. Onboard vendors with full verification

  3. Accept customer payments and route them automatically

  4. Pay out to vendors with escrow logic, custom timing, and detailed breakdowns

  5. Stay compliant and audit-ready at every step

 The Power and Flexibility Your Marketplace Deserves.

Security and Compliance, Without Compromise

  • PCI-DSS Level 1

  • GDPR & SOC 2 Type II

  • KYC, KYB, AML automation

  • Escrow wallet logic

  • Tax and invoice compliance in 30+ countries

Marketplace Testimonials

  • World map highlighting a route from a location in South America to Greece in Europe.

    “We saved over $180K in acquiring fees within the first 6 months thanks to FT3 PAY’s smart routing and direct PSP integrations. What stood out was how fast we were able to go live — we went from contract to launch in under 30 days.”

    — Leah M., VP of eCommerce, NovaCart

    Premium D2C Home Goods
    Region: US, expanding to Europe

  • World map with a red arrow from the United States to China

    “We finally feel in control. FT3 PAY gave us the flexibility to add new providers with zero disruption and no dev backlog. We plugged in a backup PSP for Asia-Pacific in just a few hours. Their platform is modular, intuitive, and built for scale.”

    — Omar P. CTO, LevelUp Gaming

    Online Gaming Marketplace
    Region: North America + Southeast Asia

  • World map showing a flight route from New York, USA to Paris, France with a red arrow.

    “Expanding into the US felt daunting until we partnered with FT3 PAY. They helped us navigate local banking relationships, identify the right payment partners, and launch a compliant, localized checkout experience.Within months, our online sales in the US grew by over 40%, and we were able to offer a seamless shopping experience across two continents.”

    — Juliette M., Chief Digital Officer, Maison Aurelle

    Luxury Skincare & Wellness
    Region: France → Expanding into US

  • World map highlighting the United States with a red and white circle.

    “We knew our payments setup was outdated, but we didn’t know where to begin. FT3 PAY helped us cut through the complexity — giving us clear options, faster onboarding with best-fit providers, and better pricing across the board.We launched our new eCommerce platform in half the time we expected, and now we have the foundation in place to expand internationally when the time is right.”

    — Daniel C. Director of Operations, FastFleet Supply Co.

    B2B Industrial & Auto Parts
    Region: US

Easy to Integrate. Built for Marketplace Engineers.

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Line drawing of three Euro and dollar coins with downward arrows, indicating a decrease in currency or value.

  • Robust REST API

  • Postman + Swagger collections

  • Real-time webhook support

  • Go live in <7 days

  • Prebuilt connectors (Shopify, WooCommerce, custom CMS)

 Simple, Transparent Marketplace Pricing



$750/mo

2.85% + $0.15 per credit card transaction

  • 1 PSP or acquirer integration

  • 500+ global payment methods

  • Smart routing & built-in fraud protection

  • Standard reporting dashboard

  • Assigned account manager (onboarding & check-ins)

  • Email + ticket support

  • No set up fee. No lock-in.

Starter

Best for fast-growing eCommerce brands launching or modernizing their payments stack

Line graph on a computer screen with a dollar sign above, representing financial growth or revenue increase.



$1,5o0/mo

2.75% + $0.10 per credit card transaction

  • Includes everything in Starter

  • Up to 3 PSP or acquirer connections

  • Custom checkout flows & routing logic

  • FX optimization & cross-border readiness

  • Performance insights & quarterly review

  • Assigned growth account manager + priority support

Growth

Ideal for mid-market businesses expanding into new regions

Outline of a dollar coin with an upward arrow and three additional arrows pointing up around it.



Starting at $2,750/mo

As low as 2.25% + $0.05 per transaction

  • Everything in Growth

  • Unlimited PSPs, fallbacks, and routing configurations

  • Multi-entity, multi-currency, and treasury tools

  • Real-time reporting API & custom data feeds

  • Token vault, 3DS, compliance & KYC layers

  • Senior account manager + SLA-backed support

Enterprise

For platforms, global retailers, or fintechs with complex infrastructure needs

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Need Custom Pricing?

We’re happy to tailor plans based on your unique project, volume, or launch roadmap. Whether you're replatforming or scaling into new markets, we’ll work with you to build a cost-effective solution that fits your growth goals. Let’s Talk 

Pricing Disclaimer

All FT3 PAY pricing is subject to scope of services, transaction volume, and solution complexity. Final pricing will vary based on business model, region, PSP mix, and integration depth. Card rates reflect blended average fees. Additional costs may apply for optional features or treasury services.

Your Marketplace Deserves a Better Payment Platform

See why FT3 Pay is trusted by platforms across eCommerce, SaaS, and B2B.

Got Questions About Marketplace Payments?

  • A marketplace payment processing solution enables platforms with multiple sellers or vendors to accept payments from buyers, split the funds appropriately, and manage payouts, compliance, and reporting.

  • Most marketplace platforms use a payment gateway or provider that supports split payments—automatically distributing funds between the platform, vendors, and other stakeholders after a transaction.

  • A standard payment gateway processes one-to-one transactions, while a marketplace payment platform handles complex flows like multi-party payments, vendor onboarding, escrow, and tax reporting.

  • KYC (Know Your Customer) and KYB (Know Your Business) help verify vendor identities, prevent fraud, and ensure compliance with anti-money laundering (AML) and financial regulations—especially for global marketplaces.

  • Yes. Many marketplace payment processors support global payouts in multiple currencies, often with automated FX conversion and compliance tools for international transfers.

  • Escrow allows funds to be held securely until certain conditions are met, such as product delivery or service completion—providing protection for both buyers and sellers on a marketplace.

  • Fees may include transaction processing fees, split payment fees, currency conversion fees, and platform or service provider charges. These vary based on volume, geography, and provider.

  • Look for solutions with PCI-DSS Level 1 compliance, fraud detection tools, tokenization, data encryption, and support for KYC/AML procedures to safeguard transactions.

  • Most modern providers offer APIs, SDKs, and prebuilt integrations for platforms like Shopify, WooCommerce, or custom-built marketplaces—making integration faster and more flexible.

  • Yes. Many include features like 1099 reporting, VAT/GST handling, and support for tax jurisdictions across multiple regions—helping you stay compliant and audit-ready.