FI, FinTech & ISV Platform Services
For financial institutions, fintechs, and platforms building scalable payment products
FI, FinTech & ISV Platform Services is designed for teams building, launching, or scaling embedded financial products from card issuing and wallets to complex payout and compliance workflows.
FT3 Partners supports bank partnerships, BIN sponsorship, embedded payments design, risk and compliance workflows, and monetization strategy, helping you move faster while meeting regulatory, operational, and scalability requirements.
Launch confidently. Scale securely. Monetize flexibly.
What FT3 Pay Focuses On
Everything required to build and scale modern financial and payment platforms.
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Partner Bank & BIN Sponsorship Guidance
Access the right banking partners, BIN sponsorship models, and issuing capabilities to support card programs and regulated payment products. We help navigate sponsor selection, program structure, and readiness requirements.
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Embedded Payments, Wallets & Payout Design
Design and integrate embedded payments, digital wallets, and payout flows directly into your product or platform to deliver a seamless user experience across payments, balances, and disbursements.
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Risk, Fraud & AML/KYC Workflows
Implement fraud prevention, risk scoring, transaction monitoring, and automated AML/KYC/KYB workflows that scale with volume while meeting regulatory and partner expectations.
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Scalable Compliance & Onboarding Automation
Build compliance-first onboarding frameworks, automate user and merchant verification, and support high-volume onboarding with audit-ready workflows and clear ownership models.
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Product Strategy for Modular Monetization
Design modular payment monetization strategies, including pricing models, revenue streams, and product packaging that support long-term growth without locking you into rigid infrastructure.
How the Program Works
1. Platform & Product Assessment
We assess your product vision, regulatory exposure, user flows, and technical architecture.
2. Banking & Compliance Strategy
Define partner bank, BIN sponsorship, compliance frameworks, and risk ownership models.
3. Embedded Payments & Wallet Design
Design payment, wallet, and payout flows aligned to user experience and regulatory needs.
4. Monetization & Scaling Strategy
Define pricing, revenue models, and modular product components that scale over time.
5. Implementation & Enablement
Support implementation, partner onboarding, testing, and internal enablement for launch and growth.
What FT3 Pay Delivers
Partner bank and BIN sponsorship strategy
Embedded payments, wallet, and payout architecture
Fraud, risk, and AML/KYC workflow design
Scalable compliance and onboarding automation
Modular monetization and pricing framework
Platform-ready implementation roadmap
All deliverables are execution-ready and designed to support regulated, high-growth environments.
Why Compliance and Scale Must Be Designed In
Building financial products without the right foundation creates risk fast.
Without a structured platform strategy:
Banking partnerships delay launches.
Compliance becomes a bottleneck.
Fraud and risk exposure increase.
Monetization is rigid or under-optimized.
Scaling introduces operational and regulatory friction.
FI, FinTech & ISV Platform Services ensures your platform is built to launch faster, scale safely, and evolve without rework.
Built for Platform Teams Ready to Scale
Including:
Financial institutions launching new payment products
FinTech companies building embedded finance solutions
ISVs integrating payments into their platforms
Marketplaces and platforms offering wallets or payouts
Product, compliance, and engineering teams scaling regulated systems
General FAQs
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Yes. We guide partner bank selection, BIN sponsorship models, and issuing program design from end to end. This includes evaluating sponsor banks, defining program structure, clarifying regulatory responsibilities, and aligning operational and commercial requirements so programs can launch smoothly and scale without rework.
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Absolutely. Embedded payments, digital wallets, stored value, and payout flows are core components of this program. We help design user experiences, ledger flows, and payment operations that integrate seamlessly into your product while meeting regulatory and partner expectations.
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Yes. We design and implement AML, KYC, KYB, fraud prevention, transaction monitoring, and risk management workflows tailored to your business model. Our approach balances regulatory compliance with user experience, helping teams meet partner and regulatory requirements without unnecessary friction.
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Yes. The program is fully platform-agnostic and works with your existing infrastructure, partners, and tooling. FT3 PAY can be leveraged to accelerate orchestration, routing, and operational visibility, but it’s not required to benefit from the strategy or implementation support.
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Yes. Many teams continue working with FT3 Partners after launch to support ongoing optimization, compliance updates, partner changes, and product evolution. This ensures your platform remains resilient, compliant, and ready to scale as volumes, markets, and regulations change.
Flexible Plans Built for Your Business
Every business is different — your pricing should be, too.
We take the time to understand your model, transaction volume, and growth goals to create a plan that fits. Whether you’re scaling, replatforming, or launching something new, we’ll tailor a solution that keeps costs efficient and performance high.
Pricing Disclaimer
All FT3 PAY pricing is subject to scope of services, transaction volume, and solution complexity. Final pricing will vary based on business model, region, PSP mix, and integration depth. Card rates reflect blended average fees. Additional costs may apply for optional features or treasury services.
Why FT3 Partners?
FT3 Partners isn’t just another support team — it’s what sets us apart. Our team brings decades of real-world payments experience across eCommerce, SaaS, fintech, and B2B platforms. We understand how your business works, how payments should work, and what it takes to get there.
Whether you’re solving a specific challenge or need an ongoing partner to evolve your strategy
FT3 Partners delivers:
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Tailored services for every stage of growth
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Hands-on support from real industry experts
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Flexibility to meet your business where it is — U.S. or global
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Collaboration with leading fintech providers through our network
Launch and scale next-gen financial products with confidence
With FI, FinTech & ISV Platform Services, FT3 Partners helps you design, launch, and scale embedded financial products backed by regulatory expertise, practical execution, and a trusted network.